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Personal Finance
Featured
Personal Finance Topics
Taxes
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These Active Funds Take the Lead on Aftertax Returns
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529 State Tax Benefits in 2024
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Tax-Deferred ESG Retirement-Bucket Portfolios for Mutual Fund Investors
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Tax-Deferred ESG Retirement-Saver Portfolios for ETF Investors
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Tax-Deferred ESG Retirement-Saver Portfolios for Mutual Fund Investors
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Tax-Deferred ESG Retirement-Bucket Portfolios for ETF Investors
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Tax-Deferred Retirement-Saver Portfolios for ETF Investors
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Tax-Deferred Retirement-Saver Portfolios for Mutual Fund Investors
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Tax-Deferred Retirement-Bucket Portfolios for Mutual Fund Investors
Saving and Spending
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Struggling to Save Money? Here’s How Your Summer Vacation Can Inspire Your Goals
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Scott Rick: Are You a Tightwad or a Spendthrift?
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AI Is Booming, but Consumer Spending Is Slowing. Which Will Prevail in the Stock Market?
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How to Maximize Credit Card Points for Better Trips and Rewards
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Do You Need More Than 3 Buckets?
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The Best Funds for Rebalancing in 2024
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Tax-Deferred ESG Retirement-Bucket Portfolios for Mutual Fund Investors
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Tax-Deferred ESG Retirement-Bucket Portfolios for ETF Investors
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Tax-Deferred Retirement-Bucket Portfolios for Mutual Fund Investors
Estate Planning
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Ed Slott: How Rules on Eligible Designated Beneficiaries Changed for Inherited IRAs
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4 Financial Tasks You Shouldn’t Put Off
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How to Make a Tax-Free Donation From Your IRA
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3 Charitable Investment Strategies That Deliver Higher Tax Benefits
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3 Tax-Friendly Charitable-Giving Strategies for Retirees
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How Advisors Can Help Clients Benefit From Legacy IRAs
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How to Give to Charity and Save on Taxes
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Year-End Charitable-Giving Strategies
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A New Way to Achieve Charitable Goals While Saving on Taxes
Healthcare
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Healthcare: Valuations Look Attractive In Most Industries
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Obesity Drug Stocks: Why It Will Be ‘Exceptionally Difficult’ to Dethrone Eli Lilly and Novo Nordisk
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Is Fixing Social Security and Medicare as Dire as It Seems?
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How Anti-Obesity Drugs Are Innovating the Healthcare Market
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Damien Conover and Rebecca Springer: ‘We Are in a Healthcare Consumerization Moment Right Now’
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Today’s Market Volatility Could Provide Tomorrow’s Opportunities
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4 Financial Tasks You Shouldn’t Put Off
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The Best Healthcare Stocks to Buy
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What Can My HSA Be Used For?
Save for College
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5 Takeaways on the 529 Savings Plan Landscape
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Morningstar’s Top-Ranked 529 Plans
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Tips for Navigating the New FAFSA
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529 State Tax Benefits in 2024
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Should You Worry About Overfunding Your 529 Plan?
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Your 529 Plan Questions, Answered
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What Can a 529 Plan Be Used For?
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An Investing Road Map for Midcareer Accumulators
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Why You Should Fill Out the FAFSA (Even if You Think It’s a Waste of Time)
Housing
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Downsize or Take Out a Reverse Mortgage? Here’s What to Consider
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Don Graves and Wade Pfau: How Home Equity Affects Retirement Planning
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Small-Cap and Value Stocks Are Undervalued
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Pay Off Your Mortgage Early or Invest?
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Jonathan Clements: ‘Humility Is a Hallmark of People Who Are Financially Successful’
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When Will Mortgage Rates Go Down?
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Will You Owe Taxes When You Sell Your Home?
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Why I Don’t Own a Home
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Katie Nixon: Bringing a Blurry Market Into Focus
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Don Graves and Wade Pfau: How Home Equity Affects Retirement Planning
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These Active Funds Take the Lead on Aftertax Returns
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Audit your IRA before the Internal Revenue Service does.
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Scott Rick: Are You a Tightwad or a Spendthrift?
A researcher discusses what shapes our money personalities and how financial disposition affects relationships.
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5 Takeaways on the 529 Savings Plan Landscape
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Cerulli’s Andrew Blake: What Advisors Need to Succeed in a Competitive Market
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What I Learned Investing My Mom’s IRA
A target-date fund isn’t necessarily an easy answer for a retirement account.
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Morningstar’s Top-Ranked 529 Plans
Two high-quality 529 plans stand out from the rest in 2024.
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Tips for Navigating the New FAFSA
The revamped financial aid application is still buggy, but don’t delay filling it out.
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During Another Meme Stock Rally, Here’s Why I’m Investing Like It’s the Stone Age
Modern personal finance requires an ancient approach.
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Keith Lee: ‘Revenues Are a Better Indicator of Size’ Than Stock Market Capitalization
An accomplished small-company investor talks both investing and diversity within the industry.
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10 Financial Rules of Thumb You Don’t Have to Follow
Understand your goals so you know which guidelines can (and can’t) help you achieve them.
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Key Statistics About Income and Wealth for the U.S. LGBTQ+ Population
Homeownership rates are lower and poverty rates are higher, especially for transgender people and LGBTQ+ people of color.
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The Psychology of Retirement Income: From Saving to Spending
Are you lost in the retirement consumption puzzle?
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Are You on the Path to Financial Independence?
How to get off the treadmill of always wanting more.
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529 State Tax Benefits in 2024
Should you stay in-state or shop around for an out-of-state 529 plan?
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Should You Worry About Overfunding Your 529 Plan?
You can now roll over your unused 529 dollars into a Roth IRA, but there are limits.